Fanatics Odds: How Do Fanatics Odds Work?

ByFrank Ammirante

Last Updated on Mar 5, 2026

One of the things I love about Fanatics Sportsbook is the odds you can get for your bets. Unlike other sites, Fanatics Sportsbook odds are actually competitive and often higher than what you can get elsewhere.

 

However, getting value odds is only the first step when it comes to winning in the long term. You also need to learn how to read these odds, and that’s what I am going to talk about here. Fanatics Sportsbook shows odds in multiple formats, and it can be a bit confusing if you don’t know how to read them.

What are Fanatics Sportsbook odds?

Fanatics Sportsbook odds show how much you can win on a bet and how likely the bookie thinks an outcome will happen. Like every top US bookmaker you know, Fanatics Sportsbook displays odds in American format, although you can switch them to decimal and fractional formats depending on which you like best.

This is something I like to see from a top bookie like Fanatics Sportsbook because it helps you understand odds and implied probability without having to do calculations in your head. As someone who also likes to bet on international odds, I am used to decimal odds, so having the luxury to switch between formats makes it easier to actually focus on making smart and value bets.

Pros and cons of Fanatics Sportsbook odds

Before talking about how you can read and understand Fanatics Sportsbook odds, let’s first touch on its pros and cons so that you know what to expect. On the surface, having the option to switch between multiple formats is a good thing, although there is something you should be aware of.

Pros

  • Multiple odds formats available
  • Competitive betting odds
  • Easy payout calculation
  • Quick comparison across markets

Cons

  • May confuse new bettors

How to read Fanatics Sportsbook odds?

Now that I’ve covered what Fanatics Sportsbook odds are and their pros and cons, let’s move forward and talk about how you can read them. I will break everything down here in simple terms so you can easily see how these odds formats work and find out which one you might like.

Edit
Fanatics Sportsbook Odds FormatsExamples
AmericanMax Holloway -186
Charles Oliveira +141
DecimalZrinjski to win 9.60
Draw 4.30
Crystal Palace to win 1.36
FractionalNew England Patriots to win 43/100
Denver Broncos to win 89/50

1. American odds

American odds (sometimes called moneyline odds) are the ones you’ll probably see first on Fanatics Sportsbook since they are the standard format for most US sportsbooks. They are shown either as a positive or a negative number, and each one tells you something different.

Whenever a selection has a minus sign next to it, it means that the outcome is the favorite. The number shows how much you need to risk to win $100. In the example above, Max Holloway is a -186 favorite against Charles Oliveira in their UFC BMF matchup. This means that you would need to bet $186 on Holloway to make $100 in profit if he wins.

On the flip side, a plus sign means the selection is the underdog. Since Oliveira is a +141 underdog versus Holloway, you would need to bet $100 to make $141 in profit if he wins. Your profit if you bet on Oliveira is higher because betting on an underdog means higher risks, as well as higher potential winnings.

Quite frankly, they are a bit confusing at first, but once you get the hang of it, you’ll find that American odds are really easy to understand. Moreover, it also allows you to weigh in on the risk or reward of a bet, which is important if you want to use the Fanatics new user promo to your advantage.

2. Decimal odds

Unlike American odds, decimal odds show exactly how much you’ll get back for every dollar you bet, including your original stake. As I’ve mentioned above, they are quite common on international sportsbooks. What I love about decimal odds is that they are really easy to understand, especially if you are new to betting, since you won’t have to worry about plus and minus signs.

With decimal odds, everything is just a simple multiplication computation. All you need to do is take your stake and multiply it by the decimal odds to get the total payout. For example, in the UEFA Europa Conference League matchup between Zrinjski and Crystal Palace, you can see below how much you could win if you place a $100 bet.

  • Zrinjski to win 9.60: $100 x 9.60 = $960
  • Draw 4.30: $100 x 4.30 = $430
  • Crystal Palace to win: $100 x 1.36 = $136

If that’s not good enough, decimal odds are also much easier to convert if you want to know the implied probability of each bet. All you have to do is take 1 and divide it by the decimal odds. That gives you the implied probability as a decimal, which you can then multiply by 100 to get a percentage. For the Zrinjski vs Crystal Palace example, it would look like this.

Edit
OutcomeCalculationx100Implied Probability
Zrinjski to win 9.601 ÷ 9.60 = 0.1040.104 x 10010.4%
Draw 4.301 ÷ 4.30 = 0.2330.233 x 10023.3%
Crystal Palace to win 1.361 ÷ 1.36 =0.7350.735 x 10073.5%

By knowing the implied probability of each bet, you’ll have an idea of how likely Fanatics Sportsbook thinks each outcome is. This is extremely helpful if you are looking for value bets or simply want to take advantage of the bonus you can get from the Fanatics refer a friend program.

3. Fractional odds

If you’ve been betting for a long time, then there’s a good chance that you don’t just meet the Fanatics age requirement but also have an idea of what fractional odds are. They are quite popular in the United Kingdom, although you can also see them if you’ve placed an action or two in popular horse racetracks here in the States.

Fractional odds are usually written as a simple ratio like 89/50 or 43/100 and show how much profit you’ll make compared to your stake. For instance, in the NFL match between the Patriots and the Broncos, where the former is listed as a 43/100 favorite, and the latter comes in as an 89/50 underdog. This means that for every $100 you bet on the Patriots, you would make $43 in profit if they win, plus your original stake back.

On the other hand, a $50 bet on the Broncos at 89/50 would net you $89 in profit and your original stake back, so all in all, the total payout is $139 on a Denver win. Unlike decimal and American odds, fractional odds focus on showing the profit relative to your stake rather than the total payout. This way, you can easily compare the potential returns of different bets and find out which ones offer the most value when weighing favorites against underdogs.

How to change Fanatics Sportsbook odds

If you like American odds, the good thing is you won’t have to do anything because everything is set as is. However, if you prefer decimal and fractional or just want to switch between formats for easier calculations, the good news is that Fanatics Sportsbook makes it simple for you to do so as long as you follow these steps.

  1. Open the Fanatics Sportsbook app - Log in to your account and go directly to the main betting section, where you usually look for matches and betting markets. If you don’t have an account yet, make sure that you are located in one of the Fanatics legal states first before you sign up.
  2. Click on Settings - Look for your profile icon and click on it to open the Settings menu, where you can change your preferences, including the odds format.
  3. Find the Betting & Odds option - Within the Settings menu, you’ll see an option labeled as Betting & Odds. Just tap on it so you can switch between the different odds formats available on Fanatics Sportsbook.

Once you choose your preferred format, all odds across Fanatics Sportsbook will immediately update, so you don’t have to manually convert numbers. What’s even more impressive is that there is no limit to how many times you can switch between different odds formats.

Winning long-term with Fanatics Sportsbook odds

At the very start, I said that getting value odds is only the first step to winning long-term, and that is still true. Understanding how to read Fanatics Sportsbook odds, whether they are American, decimal, or fractional, gives you an advantage since you can see how much you stand to win and find value bets much more quickly. So, the next time you want to change how odds are being displayed, just open your Fanatics Sportsbook app and head on over to the Betting & Odds section to switch between any format you like.

Fanatics Sportsbook odds FAQ

What are Fanatics Sportsbook odds?
Fanatics Sportsbook odds show how much you can win on a bet and how likely the bookie thinks an outcome is. They are usually in American format by default, but you can change them to decimal or fractional odds.
Are Fanatics Sportsbook odds easy to understand?
All Fanatics sportsbook odds formats are easy to understand, although beginners may find American odds to be a bit tricky at first with the plus and minus signs.
Do fractional odds pay more than decimal or American odds at Fanatics Sportsbook?
No. The difference is only in the format, which means that you’ll get the same payout regardless of how the odds are shown.

Author

Frank Ammirante

Frank Ammirante is a Contributor at The Game Day. You will also see his work at RotoBaller, FantasyPros, ProFootballNetwork, and much more. Frank is a member of the Fantasy Sports Writer's Association while maintaining an active presence within the community. He has competed in industry contests like the Tout Wars, Scott Fish Bowl, The Great Fantasy Baseball Invitational, and more. He's got a diverse sporting background, but specializes in football and baseball.

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