Pros And Cons Of Using Credit Cards At An Online Casino
Pros
- Credit card deposits are fast
- The payment method is secure
- It is widely accepted in the United States
Cons
- Credit cards are not supported for withdrawals
- It is not available for SC prize redemptions
Getting Started With Credit Cards – Everything To Know
Whether you have a Visa, Mastercard, or a credit card from other issuers, you use it based on the type of gaming site you register at. If you’re in a US state where traditional online casinos are permitted, then you can easily fund your account by following these steps:
- Log in to your account.
- Click the deposit icon, usually located at the top right of your screen.
- Pick “credit cards” as your preferred payment option.
- Follow the prompts to fund your account.
- Wait for the transaction to be complete.
Credit Cards At Sweepstakes Casinos
At sweepstakes casinos, you will not be making a “deposit.” These platforms operate differently from conventional online casinos. Instead of real money, they offer you Gold Coins and Sweepstakes Coins, which are virtual currencies that you use for your gaming sessions.
Gold Coins are only for entertainment, while you can redeem Sweepstakes Coins after meeting the relevant requirements. This unique approach is what makes sweepstakes brands more widely accepted in the United States than traditional online casinos.
Although you receive both virtual currencies through free bonuses and promotions, there is an option to buy Gold Coins. This is when credit cards come into the picture. Here’s how to go about the process:
- Log in to your sweepstakes casino account.
- Click “Buy/ Get Coins.”
- Choose the GC package you want.
- Proceed to the cashier page and select credit cards as your payment method.
- Transfer the amount of the GC package.
- Wait a few minutes for the operator to acknowledge your payment.
The Best Credit Card Casinos In The United States
BetMGM, Fanatics, FanDuel, bet365, and Golden Nugget are top credit card casinos if you reside in states where these sites are legal. If you’re not in a state that supports real-money online casinos, our recommended sweepstakes brands are excellent alternatives. Below are more details about these platforms:
| Casinos That Accept Credit Card Payments | Available In States | Credit Card Deposits |
|---|---|---|
| BetMGM Casino | MI, NJ, PN, WV | Yes |
| Fanatics Casino | MI, NJ, PN, WV | Yes |
| Fanduel Casino | CT, MI, NJ, PN, WV | Yes |
| Bet365 Casino | NJ, PA | Yes |
| Golden Nugget Casino | MI, NJ, PN, WV | Yes |
| Rolla | All except CT, ID, MI, MT, NJ, NV, NY, WA | Gold Coin purchases only |
BetMGM Casino — Well-packed Live Dealer Casino
BetMGM is one of the online casino sites with live casino offerings that caters to players with diverse preferences. It features over 20 high-quality titles from Evolution, including well-known games such as Lightning Roulette and Crazy Time. It doesn’t disappoint when it comes to other game types, as it provides 1,000+ slots and computer-based table games.
The online casino promotions vary from state to state, but new players usually get a 100% matched deposit offer of up to $1,000 + $25 on the house. You also accumulate Reward Points and Tier Credits as you play. These contribute to the MGM Rewards program, which offers exclusive benefits to players.
Fanatics Casino — Excellent Mobile Applications
Available in four US states, Fanatics stands out with its mobile application for Android and iOS. The application is lightweight, easy to install, and loads smoothly on your device. If you do not wish to download anything, you can opt for the web-based platform.
Both the app and web-based versions offer you access to more than 250 slots. Fanatics is also one of the online casinos with blackjack and other table games, though these are mostly computer-based titles. If you choose to register at this online casino, you can choose from one of three welcome bonuses: up to $1,000 cashback, $150 in casino credit, or 1,000 free spins.
Fanduel Casino — Great Welcome Bonus
FanDuel welcomes new players with a standout offer that comprises 500 bonus spins, a $40 casino bonus, and up to $1,000 cashback. And that’s not all. You can participate in occasional giveaways, possibly win jackpots, and get up to a $100 bonus for referring players.
With over 1,500 games in its collection, FanDuel has enough titles to entertain players. More than 90% of these games are slots, and that’s okay, as there are varieties of classics, video slots, and jackpot games. If you fancy table games, there’s a decent selection of both computer-based and live dealer options from top providers like Evolution.
Bet365 Casino — Fast Withdrawals
Although bet365 does not support withdrawals via credit cards, it provides many other alternative payment methods, including debit cards and e-wallets. The best part of withdrawing on the platform is its fast processing, which can be as low as 24 hours with some methods.
Looking past payments, the online casino has over 550 slots, including games with Megaways and jackpot features. It is also one of our recommended online casinos with baccarat, blackjack, and roulette, some of which are live dealer titles. As a new player at bet365 Casino, you can claim a 100% bonus up to $1,000 + 500 free spins.
Golden Nugget Casino — Exclusive Casino Games
The growing library with over 1,000 games at Golden Nuggets is a highlight, but we were more impressed with its exclusives. These titles are developed in-house, so you won’t find them on other gambling brands. Based on our experience, they have excellent visual quality and features, with some of our favorites being American Roulette and Single Hand Blackjack.
As a new player at Golden Nuggets, you can claim 500 casino spins for Huff N’ Even More Puff, along with a 100% lossback of up to $1,000 in casino credits. The online casino also hosts regular tournaments in which you can participate and win prizes.
Rolla — Over 2,000 Sweepstakes Casino Games
Most sweepstakes casinos do not have a large game library, unlike conventional platforms, but Rolla beats the trend. It offers more than 2,000 exciting games sourced from providers like 3 Oaks Gaming, Booming Games, and Hacksaw Gaming. You have hundreds of slots, fish games, and scratch cards, all of which work smoothly on mobile devices.
Signing up at Rolla Casino comes with the perk of claiming 500,000 Gold Coins and 10 free Sweeps Coins. If you choose to buy GC, you can take advantage of the discounted GC packages. There are other promotions, including a rollback and a VIP program that awards you with better daily bonuses as you climb to higher tiers.
Stake.us — Best Sweepstakes Casino Bonuses
Stake.us rolls out the red carpet for new users by offering 560,000 Gold Coins, 56 Stake Cash, and a 5% rakeback when you register using our unique code, GAMEDAY. You’ll get the full amount over your first 30 days on the site.
To keep things interesting, the operator provides daily races, missions, and tournaments with impressive GC prize pools. The platform does not disappoint in terms of games, as it is one of our sweepstakes online casinos with roulette, blackjack, baccarat, and slots. Its collection also includes 25+ original releases, including Tome of Life, Dragon Tower, and Rock, Paper, Scissors.
One thing to note is that Stake.us is purely a crypto-based sweepstakes casino. However, you can use credit to buy cryptocurrency directly on the platform, then use the cryptocurrency to make a GC purchase. Again, buying Gold Coins is optional.
How Deposits And Withdrawals Work With Credit Cards At An Online Casino
When you make a deposit at an online casino accepting credit cards, you can expect the operator to process it instantly. In other words, your funds will appear in your balance within a few minutes of making a successful transaction. Sweepstakes casinos also process GC purchases quickly.
Unfortunately, credit cards are not usually supported for withdrawals or SC prize redemptions. On the bright side, the best brands will support reliable alternatives you can use.
Verification Requirements To Note When Using Credit Card Casino Sites
Legitimate credit card casinos, including real-money and sweepstakes sites, require you to complete KYC verification. Usually, you’ll need to do this before making a deposit or purchasing Gold Coins, though some sites request KYC immediately after registration. The documents you’ll need for the process include:
- Proof of identity: This is usually a government-issued ID or a driver’s license
- Proof of address: A recent phone or utility bill that displays your address
Once you have gathered these documents, you simply have to upload them to the section that the gaming site provides. Most online and sweepstakes casinos will complete KYC checks within 48 hours or less.
The History Of Credit Cards
Credit cards have been around long before online gaming started becoming popular in the United States. Here is a timeline to give you an overview of how long these cards have been around and how far they have come:
| 1946 | John Biggins, who was a banker, introduced the Charg-It card that served as the foundation of the modern credit card. |
|---|---|
| 1950 | The Diner's Club card was launched for leisure purposes. |
| 1958 | BankAmericard kicks off the first credit card program in the United States. |
| 1959 | American Card launches the first plastic credit card. |
| 1966 | MasterCard plants its roots. |
| 1976 | BankAmericard rebrands to Visa. |
| 1986 | Discover joins the lineup to offer credit card services. |
| 1990s to present | Rapid growth of credit cards, with the option being available at several stores and online casinos. |
Comparing Credit Cards To Other Popular Payment Methods
Credit cards undoubtedly have their benefits, but let us compare them to other payment methods to see how they stack up:
Credit Cards Vs. Debit Cards
Using debit cards offers several additional benefits over using credit cards. For one, you can withdraw and make SC prize redemptions with debit cards, unlike credit cards, which are usually limited to deposits and GC purchases. Debit cards are also linked to your bank account, so you’re using your funds; you’re not worrying about paying them back.
Credit Cards Vs E-wallets
Credit cards are widely more accepted than electronic wallets in the United States. Still, e-wallets have their perks. Their payment processes are much faster, with withdrawals taking between 24 and 48 hours.
Three Essential Facts About Using Credit Cards At Online Casinos
- Credit cards are not linked to your bank account.
- They are widely accepted, but you won’t find them on every online or sweepstakes casino. So, check the site/app to be sure.
- Credit cards are not usually available for withdrawals at online casinos or SC prize redemptions at sweepstakes casinos.
Final Thoughts On Using Credit Cards At Conventional And Sweepstakes Casinos
On a final note, credit cards have stood the test of time and remain one of the most reliable payment methods in the United States. As such, it’s not surprising that many conventional and sweepstakes casinos support them. Even though they are not available for SC prize redemptions and withdrawals, you can use them for fast deposits and GC purchases.
We have made your search easier by recommending the best credit card casinos. Our list comprises both real-money and sweepstakes sites. You can pick a brand that operates in your state, click our promo banner to visit the site, and create an account in no time.
